Abogados de Alicante

Alberto Cañizares
27 de noviembre de 2017
hello world!

Floor clause in mortgages. Lawyers in Alicante.

Either the Spanish and European High Court of Justice have decided that the banks must pay all the money back to the clients who suffer floor clause in their mortgage. There is no doubt about that even though the banks keep denying it to their clients with different excuses.

As you can read in this previous post, the floor clause in mortgages is a clause by which the bank guaranties for his benefit a minimum amount of interest, without having informed in plain intelligible language to their clients.

It is quite clear now that this floor clause in mortgages must be removed from the mortgage deed as it is an unfair term, according to Council directive 93/13/EEC of 5 April 1993 of unfair terms in consumer contracts.

The floor clause in mortgages shall be regarded as unfair as it is contrary to good faith and harms consumers and the courts have confirmed it.

We are expert lawyers in Alicante and our law firm has recovered all the money paid by our clients in hundreds of trials against the Spanish banks.

call us

If you have any doubt about your mortgage deed, just send us a copy of your mortgage deed and we will check it for you with no cost.

In case you have floor clause or any other unfair term, we will advise you, so you can remove the unfair terms from your mortgage and get your money back. No win no fee.

For additional information and economic proposal, leave your contact information here and we will contact you or give us a phone call (+34 966.08.64.52 / +34 966.37.77.93).


Cañizares Abogados Law Firm / Lawyers and solicitors.

Banking and consumer Law.

Facebook: Cañizares Abogados Alicante.

Twitter: @CanizaresAbog

LinkedIn: Cañizares Abogados

T 966.37.77.93 – 966.08.64.52 / info@canizaresabogados.es

Avda. Aguilera 38 – 4ª planta. 03006 – Alicante. www.canizaresabogados.es


También te puede interesar
Public Sector Project Management

8 de junio de 2014

Rafael Eloy Montero Gosálbez Abogado, MBA, PMP @R...
Floor Clause. Unfair Mortgage Terms in Alicante, Spain.

24 de abril de 2018

As lawyers specializing in unfair mortgage terms, ...
executor in Alicante

25 de febrero de 2015

  It is very common in the UK that people app...
Avenida Aguilera, 38 Alicante 03006, España
LLÁMANOS 966 08 64 52
Te daremos un presupuesto en Menos de 24 horas.
© 2022 Cañizares Abogados. Todos los derechos reservados. | AVISO LEGAL | POLÍTICA DE PRIVACIDAD